Posts made in July 2018

Minimum Requirements for Florida Auto Insurance

auto insurance daytona beach flIn the state of Florida, it is against the law to drive without auto insurance in Daytona Beach, FL, and the surrounding areas. At Commercial Coverages, Inc., we work with a variety of insurance providers to help our customers find the policy that’s perfect for them. Auto insurance is a vital component to being safe on the open road and can help protect you and others in case of an accident. Look to our company to help you find a car insurance policy that can get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or another covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage that stem from an accident involving your vehicle. Below we go over the minimum requirements that drivers are expected to have on their auto insurance policy in Florida.

  • Every vehicle with four or more wheels must have and maintain Florida Auto Insurance coverage.
  • Every driver must have proof of Florida coverage.
  • Drivers are expected to have a minimum requirement of $10,000 personal injury protection (PIP).
  • Drivers are required to have a $10,000 property damage liability (PDL).

If you are interested in learning more about our insurance policies, or you have questions regarding the information above, contact us today at (386) 756-8551.

Hurricane Preparedness

homeowners insurance daytona beach fl Hurricane season is among us in Florida, and at Commercial Coverages, Inc., we strive to educate our clients on the importance of staying prepared with an insurance policy that protects you and your belongings. Our insurance agency works with many different insurance providers to find you the best policy that fits your needs and budget.

When it comes to protecting your home and belongings from disasters such as floods and hurricanes, it is vital to understand what your policy covers. Often property owners will need to purchase separate plans that protect their assets in case of a disaster. We offer hurricane deductibles that can be lower than the standard 2%.

During hurricane season, it is essential to be proactive in case of an emergency. Having access to your policy and accurate contact information can help protect your belongings and family in case of hurricane damage.

If you are interested in learning more about our insurance policies, such as our homeowners insurance in Daytona Beach, FL, contact our agents today at (386) 756-8551 to request a free quote. We are always happy to answer any questions you may have regarding our policies to ensure you have a positive and superior experience.