Valuable Property Insurance in Daytona Beach, FL

Female jeweller ornaments on a background

Your property holds many items dear to your heart that is not just family and friends. From art, jewelry, collectibles, silverware, and more, you probably don’t realize how many valuable items you have in your home—and your homeowner's insurance in Daytona Beach, FL, may not cover their full worth. At Commercial Coverages, Inc., we understand how devastating it can be to lose heirlooms that have been in the family for generations, or expensive investments and assets. Our valuable property insurance guarantees that you’re compensated in full if anything should happen to your special items.

This understanding has led us to offer specific policies for those special assets in your life. Products like fine art or antique insurance provide full payment if these items should become damaged or stolen. There are some items that can’t be replaced with a trip to the store, perhaps because they’re one of a kind or from a different era, or simply due to sentimental value. This policy covers what others don’t.

Jewelry Insurance for Heirlooms and Engagements

One of the most common valuable items in any home is jewelry. Maybe an immigrant ancestor brought a necklace or ring from another country, or a fine piece was shared among members. Any engagement or wedding rings are sure to have high value, as are any fine watches. Other insurance plans probably won’t cover these in full, partly because they have so much else to cover. With our valuable property plan, you get back every penny up to a certain amount, because the plan is made for these items in case of their theft.

Fine Art Insurance and More

Jewelry and antiques aren’t the only valuables worth insuring. That grand piano your family has owned forever could very well have a high price tag and would certainly be difficult to replace. Your electronics are another candidate. Perhaps most importantly, fine art is unique, irreplaceable, and unlikely to be recovered if stolen. This makes insuring it essential for your financial protection.

We know it isn’t the same as having your property back, but compensation can go toward rebuilding a collection and is certainly preferable to losing both the item and its monetary value. Get in touch with our agents to find out what our valuable property insurance can cover. If it’s precious to you, we’ll help you find a way to protect it. Some examples of items to consider insurance for include:

  • Sound equipment (recorders)
  • Sports equipment (archery, camping, fishing, skiing)
  • Cameras
  • Computers
  • Musical instruments
  • Golf equipment
  • Jewelry
  • Engagement rings
  • Silverware
  • China
  • Crystal
  • Antiques
  • Fine art
  • Rugs
  • Stamp and coin collections
  • Sound equipment (recorders)

Whether you need valuable property insurance or life insurance in Daytona Beach, FL, our agency is here to help you choose a policy that fits your needs and budget. We are always willing to help you determine what policy is best for you. If you have any questions or would like a free quote, we encourage you to contact our Daytona Beach insurance agency today at (386) 756-8551.