Daytona Beach Insurance: Boat & Yacht Insurance

Fishing Yacht

Commercial Coverages, Inc. can help make your time on the water relaxed and worry-free. Our Daytona Beach insurance agency can help you have some fun in the sun by finding you comprehensive boat and yacht insurance that protects you, your friends and family, your watercraft, and your boating equipment. The security is well worth the investment, given that the average boat costs less than a dollar a day to insure. You’ll enjoy the water much more when you aren’t worried about your safety, the safety of your passengers, or your beloved boat.

Just as watercrafts have different uses and come in all shapes and sizes, there’s no one type of boat insurance policy that protects all of your potential boating needs. In Florida, your boat’s value, age, purpose, and location can all factor into your needs for specific marine coverage. After all, a yacht and a Jet Ski each have unique insurance requirements to protect you and your assets. Whether you’re gliding along the Intracoastal Waterway or hauling your boat to a favorite fishing hole, we can help you find affordable boat insurance with the coverage you need.

Protection From Physical Damage

Sailboat Sunset is sailboat silhouetted a bright red sky with a bright white burning sun setting in the backgroundThis part of our boat plans is similar to auto insurance in how it operates. Based on your needs, the protection can range from “incidental damage” while towing your personal watercraft to the lake all the way up to “consequential damages” to your yacht on the high seas. Whether on land or at sea, it’s important to have provisions for paying the medical charges for you, your passengers, and others injured if you’re at fault.

Personal Liability Policies

Boat, watercraft, or yacht insurance for coverage of liability risks is often based on driving records, previous accidents or tickets, and safety features on your vessel. In most cases, completing certified boater’s training can reduce your rates. Another factor is pollution liability. Depending on your marine travel plans, you may need marine boat insurance coverage for unexpected disasters where fuel or other hazardous materials are spilled.

You may also consider towing coverage for more simple breakdowns while on the water. Naturally, if your boat sinks, retrieving it is going to be quite expensive. A marine insurance quote from us is likely to be much lower.

Personal Watercraft Liability Plans

Multinational friends sitting on a jet skiJet Skis and other nimble watercraft can provide hours of recreational fun. Unfortunately, they can also cause accidents. Accidental injuries are common, and liability protection against lawsuits is a necessity in today’s environment.

Do you know what to look for in a Florida ski boat insurance policy? Our owner, Dana, is an avid boater with years of experience on the water and insuring boats the right way. She and the rest of our team can help you ascertain the right amount of coverage to meet your specific needs. There are many ways to insure your watercraft correctly.

Whether you are seeking auto insurance in Daytona Beach, FL, or homeowners insurance in Daytona Beach, FL, our agency can help you find a policy that works for your needs and budget. Start your nautical adventure off right when you work with our comprehensive insurance agency. From jet-skis to yachts, you can have peace of mind with help from us. Contact our agency today at (386) 756-8551 to request a free quote on your next policy.