Workers’ Compensation Insurance

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Workers’ compensation insurance from our Daytona Beach and Palm Coast insurance agency is a must for every business in the area. Our customers at Commercial Coverages, Inc. routinely purchase our plans to provide medical benefits and replace wages when an employee is injured on the job. Many states require businesses to have workers compensation insurance for the well-being of your employees. In exchange for the compensation provided through the policies and plans, injured employees give up the right to sue their employers for negligence. This makes our product a form of liability protection as well.

Our workers’ compensation insurance company has the experience necessary to help you determine the appropriate form and scope of coverage for your business. Factors like how many employees you hire and the type of work they do could impact the coverage you need. We can answer any questions about the process and how your plan works, and our agents apply years of industry knowledge and experience to your service.

Protecting Businesses and Employees

Workmans’ comp insurance typically provides cash benefits and/or medical care to employees who sustain work-related injuries. In some cases, the coverage would make up the difference between the employee’s wages before and after suffering the injury. The compensation may also be used to treat any illnesses resulting from job-related responsibilities. As the owner of a business, purchasing the right form of insurance can protect you from financial ruin if an employee experiences a severe workplace injury.

More importantly, having workers’ compensation insurance shows your employees that you care about them and their wellbeing and have taken the necessary precautions. People are much more likely to want to work for you when they know that they and their families will have what they need if something should happen to them on the job.

Protect Your Company From Workplace Accidents

Your commercial endeavors can quickly be in jeopardy when one of your employees suffers an accident or injury at work. With our professionals at your service, that doesn’t have to be the case. Our experts serve all kinds of businesses with work compensation insurance and know how to customize policies and plans for each one.

We’re also well-versed in meeting legal requirements to see to it that you stay within state and local laws. This part is imperative in avoiding litigation or your business being shut down. After decades of experience, we know what Daytona professionals need.

Look to our Daytona Beach and Palm Coast insurance policies to help protect the well-being of you and your employees. If you are interested in learning more about our other coverage options, such as our homeowner’s insurance in Daytona Beach, FL, contact us today at (386) 756-8551 to request a free quote. We proudly serve the citizens of Daytona Beach, Florida, and the neighboring residents.