Posts made in April 2018

Commercial Car Insurance

daytona beach insuranceAt Commercial Coverages, we strive to protect our clients while doing what they love through our commercial car insurance policies. Commercial auto insurance is vital for any business that uses vehicles in its daily operations. Whether you own a single vehicle, a few work trucks, or an entire fleet, it is important to protect your employees and your company while out on the open road. Below we discuss more in-depth about our commercial car insurance.

When driving is a part of your daily operation, it is important to prepare for the uncontrollable. Issues such as road conditions, extreme weather, and negligent drivers shouldn’t be a reason your company goes under. Protecting your assets and your employees is a proactive approach to your safety as a company. The right commercial car insurance policy will keep your risks down and will keep your peace of mind up.

Our commercial car insurance policies typically cover the following: extensive vehicle losses, expenses associated with bodily injuries, financial damages for another’s person’s property, theft losses, medical costs, and uninsured and underinsured motorists.

If you are interested in learning more about our Daytona Beach insurance policies, contact us today at (386) 756-8551.We can help you find a perfect policy for your commercial car needs.

What is Umbrella Liability Insurance?

umbrella liability insurance daytona beach flAt Commercial Coverages, we strive to help protect you, your loved ones, and your assets by offering insurance policies that best fit your needs. Our umbrella liability insurance in Daytona Beach, FL is a single plan that covers an umbrella of aspects dealing with your financial life. This plan is designed to protect you and your assets if you go over your liability limits on your other insurance plans, such as your auto or home insurance. The umbrella insurance would then step in once you reached your liability limit and cover the extra costs. Check below to learn more about umbrella liability.

  • Umbrella liability insurance is designed to protect you from devastating lawsuits and liability claims. For example, your auto liability coverage is $400,000 per accident, but the damages from a lawsuit totaled $1,000,000. When you have umbrella liability insurance, you can have peace of mind and know that your all-encompassing policy would cover the other $600,000 of the lawsuit. We encourage our clients to invest in an umbrella liability policy to protect yourself and your assets from being wiped out by a major lawsuit.
  • We strongly suggest all of our commercial clients to invest in umbrella insurance to protect their brand and company. As a business owner, you are at great risk from customers suing you for a wide variety of reasons.

Contact our insurance agency today if you are interested in learning more about our umbrella liability insurance in Daytona Beach, FL.