Why Your Small Business Needs Commercial Insurance

palm coast insuranceWhen it comes to your small business, we understand how important the safety of your company is to your overall success. Commercial insurance is vital for small businesses because your policy can protect you from losses due to property damage, theft, employee injury, and other liabilities. There are three categories of commercial insurance that most companies need.

  • Liability Insurance

Liability insurance protects your company in the case of a lawsuit. If your company or employee causes damage to a third party, liability insurance will usually cover the damages.

  • Property Insurance

Protect your company’s property against damage, such as fires and floods, with property insurance.

  • Workers’ Compensation Insurance

In the unfortunate case an employee is injured on the job, worker’s compensation insurance will protect your company and cover the medical expenses.

It is important to consider your risks when choosing what policy of commercial insurance you need. If you are interested in speaking to our Daytona Beach and Palm Coast insurance agency, contact us today at (386) 756-8551 or (386) 446-2330. Our agency would be happy to discuss our other insurance services with you, and we can even provide you with a comprehensive, free quote for your needs. We’re based in Daytona Beach, Florida, and Palm Coast, Florida, and we gladly serve the surrounding neighborhoods.